THE LETTER OF IESL ON MILITARY PENSIONS, ADDRESSED TO THE HON. PRIME MINISTER, FINANCE MINISTER ANDS THE DEFENCE MINISTER, IS POSTED BELOW FOR THE BENEFIT OF INFORMATION OF ALL VETERAN BROTHERS:-
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FOR FULL TEXT OF THE LETTER, KINDLY CLICK
PAGE 01 , PAGE 02 , PAGE 03 , PAGE 04 ,AND PAGE 05 .
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Wednesday, October 28, 2009
Monday, October 26, 2009
UNHAPPY OVER NON GRANT OF O R O P, EXSM DEPOSIT MEDALS WITH THE PRESIDENT (5TH TIME) ON 25/10/09
THE FOLLOWING E-MAIL FROM THE IESM IS POSTED BELOW FOR THE BENEFIT OF INFORMATION OF ALL VETERAN BROTHERS:-
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Dear Veterans,
A copy of the Press Release on today’s event at Jantar Mantar New Delhi where 2000 medals were deposited with the President is enclosed. You are requested to pass on the information to the maximum ESM, Govt functionaries, MPs, MLAs and other organizations to solicit their support to the cause of ESM.
You are also requested to get the news published in the local dailies. Translation in local languages may please be carried out at your end.
With regards,
Yours Sincerely,
Maj Gen (Retd) Satbir Singh, SM
Vice Chairman Indian ESM Movement
Mobile: 9312404269, 0124-4110570
Email : satbirsm@yahoo.com
Dated: 25 Oct 2009
-------------------------------------------------------------
PRESS RELEASE
UNHAPPY OVER NON GRANT OF OROP), EX-SERVICEMEN DEPOSIT MEDALS WITH THE PRESIDENT FIFTH TIME ON 25 OCT 09 AT JANTAR MANTAR
Dear Members of the Media
1. The Govt continues to ignore the grant of One Rank One Pension demand of Ex Servicemen (ESM). The Prime Minister in his speech at Red Fort on 15 Aug 09 had stated that pensions of JCOs and other ranks have been enhanced. Even, these orders have not yet been issued by the Govt. Why there should be so much delay? Is it that bureaucracy with intent to harass the Ex Servicemen is causing hurdles in issuing the necessary orders? The Ex Servicemen are very angry and hurt on this attitude of the Govt. In order to express their anger and resentment the representatives of ex servicemen under the umbrella of Indian Ex Servicemen Movement from all states assembled at Jantar Mantar New Delhi to return their medals to the President once again. Two Thousand (2000) medals were collected between 10 O clock to 2 PM and a delegation to ten ex-servicemen Col P I S Phoolka, Col Kirt Joshipura, Warrant Officer Bala Thilkan, Honarary Capt Jarnail Singh, Sep Jagrup Singh, Sargent J S Kohli, Commander Gurjinder Singh Sindhu, Sub Maj Jagmeet Singh, Sub Maj Manphool Singh, Sub Maj Prithavi Singh. All members of the steering committee of IESM including Lt Gen Raj Kadyan, Chairman, Maj Gen Satbir Singh Vice Chairman, Maj Gen P K Ranjan were present at Jantar Mantar. The ex servicemen present their anguish and strongly recommended that the movement must be intensified throughout the Country to get the demand of One Rank One Pension met at the earliest. They all resolved to continue their struggle in a pieceful and dignified manner within the democratic norms and discipline. It may please be noted that Ex Servicemen have already deposited 20000 medals with the President.
2. A few facts regarding pensions of Defence Personnel are reemphasised as under:-
An old pensioner Sepoy with 17 years of service gets a pension of Rs 3500/-per month only where as a Sepoy retiring after 2006 with same years of service gets a Pension of Rs 7045/- per month. Like wise all Ex servicemen of all ranks who retired prior to 01 Jan 06 will draw much less pension as compared to their counter parts retiring after 01 Jan 2006 This is totally unjust, illegal and happens only in our Country.
A Major General pre 2006 retiree will get far less pension than A Lt Col, who is four ranks junior, who retired after 01-01-06. Likewise , other senior rank officers ie Brig, Col, Lt Col, Maj, Capt, Lt, PBORs who are pre 2006 retirees will get less pension than their counterparts who retired after 01-01-06. This is a weird situation which is also a blantant violation of Article 14 of the constitution. A senior rank officer must never get less pension than his junior rank officer irrespective of the date of retirement. The very functioning of the Army Rank structure is being adversely affected since the present serving personnel are the future retirees.
There is far too large a gap --- of Rs 11600 --- between Major and Lt Col. Similarly, too large a gap has been created between the pensions of Major General and Lt Gen i.e Rs 9800/- The pensions of Lt Col, Col, Brig and Major General have been kept in a rather too narrow a range ie Rs 25700 – Rs 26700/-, a gap of only Rs 1000. The length of service and level of responsibility held have not been given due weigatage. Between Col and Maj Gen, the difference in pension is only Rs 650/-. The anomaly is too glaring. There should be sufficient gap, between the pensions of successive ranks and there should be no large variations within a particular rank. While implementing the Supreme Court judgment in the case of Maj Gens, the Govt has accepted the concept of granting the same pension to pre 96 and post 96 retirees with same rank and same service the plea made by Maj Gens when 5th Pay Commission was implemented. In the same way, the Govt should have applied the same concept in the case of pre 01 Jan 2006 and Post 01 Jan 2006 retirees of all ranks.
Three Assured Carrier Progressions (ACP) concept has been accepted as 6th CPC award. But the same has not been applied to the past pensioners. The past pensioners should also be given the benefit of ACP by notionally applying the concept to them and their pensions fixed accordingly.
3. All ESM of India are resentful of the Govt attitude in not accepting their most genuine demands. The Indian Ex Servicemen Movement (IESM) which is an Umbrella Organisation of all ESM Organisations and ESM and has been spearheading the protest movement since 27 April 2008 to get Justice to the Defence Forces has decided to intensify the movement. Even the Request made by IESM to the President for an audience more than two month ago has not yet been granted. More protest events have been planned which will continue till all demands are met.
4. One cannot help recall the words of President Obama from the address he delivered to the US veterans on 17 Aug 2009. “……These are commitments that we make to the patriots who serve-from the day they enlist to the day that they are laid to rest……”
With Kind Regards, Jai Hind
Yours Sincerely,
Maj Gen (Retd) Satbir Singh,
Vice Chairman Indian ESM Movement
Mobile: 9312404269, 0124-4110570
Email : satbirsm@yahoo.com
---------------------------------------------------
----------------------------------------------------------
Dear Veterans,
A copy of the Press Release on today’s event at Jantar Mantar New Delhi where 2000 medals were deposited with the President is enclosed. You are requested to pass on the information to the maximum ESM, Govt functionaries, MPs, MLAs and other organizations to solicit their support to the cause of ESM.
You are also requested to get the news published in the local dailies. Translation in local languages may please be carried out at your end.
With regards,
Yours Sincerely,
Maj Gen (Retd) Satbir Singh, SM
Vice Chairman Indian ESM Movement
Mobile: 9312404269, 0124-4110570
Email : satbirsm@yahoo.com
Dated: 25 Oct 2009
-------------------------------------------------------------
PRESS RELEASE
UNHAPPY OVER NON GRANT OF OROP), EX-SERVICEMEN DEPOSIT MEDALS WITH THE PRESIDENT FIFTH TIME ON 25 OCT 09 AT JANTAR MANTAR
Dear Members of the Media
1. The Govt continues to ignore the grant of One Rank One Pension demand of Ex Servicemen (ESM). The Prime Minister in his speech at Red Fort on 15 Aug 09 had stated that pensions of JCOs and other ranks have been enhanced. Even, these orders have not yet been issued by the Govt. Why there should be so much delay? Is it that bureaucracy with intent to harass the Ex Servicemen is causing hurdles in issuing the necessary orders? The Ex Servicemen are very angry and hurt on this attitude of the Govt. In order to express their anger and resentment the representatives of ex servicemen under the umbrella of Indian Ex Servicemen Movement from all states assembled at Jantar Mantar New Delhi to return their medals to the President once again. Two Thousand (2000) medals were collected between 10 O clock to 2 PM and a delegation to ten ex-servicemen Col P I S Phoolka, Col Kirt Joshipura, Warrant Officer Bala Thilkan, Honarary Capt Jarnail Singh, Sep Jagrup Singh, Sargent J S Kohli, Commander Gurjinder Singh Sindhu, Sub Maj Jagmeet Singh, Sub Maj Manphool Singh, Sub Maj Prithavi Singh. All members of the steering committee of IESM including Lt Gen Raj Kadyan, Chairman, Maj Gen Satbir Singh Vice Chairman, Maj Gen P K Ranjan were present at Jantar Mantar. The ex servicemen present their anguish and strongly recommended that the movement must be intensified throughout the Country to get the demand of One Rank One Pension met at the earliest. They all resolved to continue their struggle in a pieceful and dignified manner within the democratic norms and discipline. It may please be noted that Ex Servicemen have already deposited 20000 medals with the President.
2. A few facts regarding pensions of Defence Personnel are reemphasised as under:-
An old pensioner Sepoy with 17 years of service gets a pension of Rs 3500/-per month only where as a Sepoy retiring after 2006 with same years of service gets a Pension of Rs 7045/- per month. Like wise all Ex servicemen of all ranks who retired prior to 01 Jan 06 will draw much less pension as compared to their counter parts retiring after 01 Jan 2006 This is totally unjust, illegal and happens only in our Country.
A Major General pre 2006 retiree will get far less pension than A Lt Col, who is four ranks junior, who retired after 01-01-06. Likewise , other senior rank officers ie Brig, Col, Lt Col, Maj, Capt, Lt, PBORs who are pre 2006 retirees will get less pension than their counterparts who retired after 01-01-06. This is a weird situation which is also a blantant violation of Article 14 of the constitution. A senior rank officer must never get less pension than his junior rank officer irrespective of the date of retirement. The very functioning of the Army Rank structure is being adversely affected since the present serving personnel are the future retirees.
There is far too large a gap --- of Rs 11600 --- between Major and Lt Col. Similarly, too large a gap has been created between the pensions of Major General and Lt Gen i.e Rs 9800/- The pensions of Lt Col, Col, Brig and Major General have been kept in a rather too narrow a range ie Rs 25700 – Rs 26700/-, a gap of only Rs 1000. The length of service and level of responsibility held have not been given due weigatage. Between Col and Maj Gen, the difference in pension is only Rs 650/-. The anomaly is too glaring. There should be sufficient gap, between the pensions of successive ranks and there should be no large variations within a particular rank. While implementing the Supreme Court judgment in the case of Maj Gens, the Govt has accepted the concept of granting the same pension to pre 96 and post 96 retirees with same rank and same service the plea made by Maj Gens when 5th Pay Commission was implemented. In the same way, the Govt should have applied the same concept in the case of pre 01 Jan 2006 and Post 01 Jan 2006 retirees of all ranks.
Three Assured Carrier Progressions (ACP) concept has been accepted as 6th CPC award. But the same has not been applied to the past pensioners. The past pensioners should also be given the benefit of ACP by notionally applying the concept to them and their pensions fixed accordingly.
3. All ESM of India are resentful of the Govt attitude in not accepting their most genuine demands. The Indian Ex Servicemen Movement (IESM) which is an Umbrella Organisation of all ESM Organisations and ESM and has been spearheading the protest movement since 27 April 2008 to get Justice to the Defence Forces has decided to intensify the movement. Even the Request made by IESM to the President for an audience more than two month ago has not yet been granted. More protest events have been planned which will continue till all demands are met.
4. One cannot help recall the words of President Obama from the address he delivered to the US veterans on 17 Aug 2009. “……These are commitments that we make to the patriots who serve-from the day they enlist to the day that they are laid to rest……”
With Kind Regards, Jai Hind
Yours Sincerely,
Maj Gen (Retd) Satbir Singh,
Vice Chairman Indian ESM Movement
Mobile: 9312404269, 0124-4110570
Email : satbirsm@yahoo.com
---------------------------------------------------
Saturday, October 24, 2009
THANK YOU SOLDIER, FOR BEING THERE, LIKE THE SUN GOD.
After having undergone a week's training, in the Training Centre, it dawns upon in the mind of an young recruit that he is being trained to defend his motherland. But the hazard of his profession will be known to him only on posting to a field area unit. Yes, to defend, on the face of danger to his life - the giving away of his life, i.e. the SUPREME SACRIFICE.
AND NO QUESTIONS ASKED. For Physical or Mental comforts. For Pay and Allowances. For Perks and Benefits. For Family or Friends Happenings. For Home-Made Foods and Parents Wellbeing.. For Native or homeland customs and traditions.
Disciple and Obedience coupled with Sincerity and Hard work is drilled into his mind, come what may. And these qualities remain with him (Serving or Retired) throughout his life.
Like THE SUN GOD, the SUPER-NATURAL AND SUPREME POWER ON EARTH, essestial and useful for sustenance of all living beings, the SOLDIER is used for all and every purpose apart from his basic duties. Call them NATIONAL DISASTERS, Floods, Earthquakes, Accidents(Air, Marine, Rail and Road), Fire Breakouts, Internal Unrest, Riots, Relief and Rehabilitation Works, Tackle Naxals or The Terrorists etc. And to put it straight/blunt, ON ALL FAILED FRONTS OF CIVIL ADMINISTRATION, WHERE -EVER, WHENEVER AND HOWEVER THEY FAILED.
AND, NO QUESTIONS ASKED !
This prompts to link up with the following article with the SOLDIER, although he never MATCH anywhere near to THE SUPREME SUN GOD.
Please go on, read the wonderful story........
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" THANK YOU SUN, FOR BEING THERE." (BY VITHAL C NADKARNI)
‘‘Where does the Sun sleep?’’ the bright-eyed child asks her father. She and her family are celebrating Chhath on the Chowpatty seafront in Mumbai. The winter festival of the setting Sun is so named because it falls on the sixth (chhath) day of Kartik, which comes just a week after the festival of lights.
The father, who’s been fasting the previous day, looks askance at the mother. But she just smiles as her daughter continues to clamour for an answer. The father would dearly love to fob off the child with a fanciful story about the Sun’s golden boat that’s supposed to be tethered under the horizon. But this would only open a new round of implacable questions.
Eventually, he decides to let in his daughter on the ‘secret’ of the rotating earth and the ever-awake Sun. But how does one explain that to a five-year-old in simple sound bytes? Then he gets a brainwave: Why not fall back on the age-old rationale of the Chhath festival itself as an explanation? ‘‘Bitiya, do you know why we observe Chhath ka parva – the festival of the sixth day?’’ he asks the child who shakes her head uncertainly.
‘‘On this occasion we thank the Sun for not sleeping ever and for giving us all the bounties of dhaan, dhan aur tan – crops, wealth and body or life itself. The Sun never sleeps. Being such a mighty star he does not need to rest ever,’’ the father explains further.
‘‘If he did, everything on earth would come to an end. Unlike him we do need to rest and sleep. So every evening, he seems to hide behind the Earth, who does a daily pradhakshina, a circumambulation around the star, just as we do out of gratitude and reverence.’’
Chhath is mainly viewed as a Bihari festival, and it is celebrated wherever people from Bihar have migrated to, whether in Mumbai or in Mauritius.
That Chhath is today celebrated across communities only enhances the essentially spiritual, ecological or even egalitarian dimensions of the festival. Chhath stands for thanksgiving to a star that is venerated in the Indian tradition as the only visible (pratyaksha) form of God, one that can be seen every day. Moreover, the Sun illuminates and sustains life not in a petty province or two but on a planetary scale. Hence the ancient rishis held it in high esteem as a manifest form of Brahmn: Asavodityo Brahmah, says the Rig Veda.
That also led them to an immensely popular cult based on the Gayatri Mantra. This is considered to be one of the most sacred universal practices that invoke the creative principle of the Sun in the form named Savitr.
The Chhath ceremonies however eschew deification, although there are attempts to overwrite its subaltern origins by connecting the ritual with the legendary Mahabharata hero Karna, the ‘son’ of Surya who was known for his valour and generosity.
Chhath also connects to the folk and rural roots of worshippers. The folk songs sung on the eve of Chhath are mainly in Maithili, Magadhi and Bhojpuri dialects that mirror the culture and social mores of Bihar, Uttar Pradesh and the Terai regions.
In other respects Chhath is modern and inclusive. It appeals also to those who are uncomfortable with idol worship because it is a celebration of and a thanksgiving to the Sun for just being there, a great blaze in the sky.
(SOURCE : THE SPEAKING TREE- TOI)
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AND THEREFORE, THANK YOU SOLDIERS ,FOR BEING THERE.......
JAI HO -- JAI JAWAN ---------
AND NO QUESTIONS ASKED. For Physical or Mental comforts. For Pay and Allowances. For Perks and Benefits. For Family or Friends Happenings. For Home-Made Foods and Parents Wellbeing.. For Native or homeland customs and traditions.
Disciple and Obedience coupled with Sincerity and Hard work is drilled into his mind, come what may. And these qualities remain with him (Serving or Retired) throughout his life.
Like THE SUN GOD, the SUPER-NATURAL AND SUPREME POWER ON EARTH, essestial and useful for sustenance of all living beings, the SOLDIER is used for all and every purpose apart from his basic duties. Call them NATIONAL DISASTERS, Floods, Earthquakes, Accidents(Air, Marine, Rail and Road), Fire Breakouts, Internal Unrest, Riots, Relief and Rehabilitation Works, Tackle Naxals or The Terrorists etc. And to put it straight/blunt, ON ALL FAILED FRONTS OF CIVIL ADMINISTRATION, WHERE -EVER, WHENEVER AND HOWEVER THEY FAILED.
AND, NO QUESTIONS ASKED !
This prompts to link up with the following article with the SOLDIER, although he never MATCH anywhere near to THE SUPREME SUN GOD.
Please go on, read the wonderful story........
----------------------------------------------------------
" THANK YOU SUN, FOR BEING THERE." (BY VITHAL C NADKARNI)
‘‘Where does the Sun sleep?’’ the bright-eyed child asks her father. She and her family are celebrating Chhath on the Chowpatty seafront in Mumbai. The winter festival of the setting Sun is so named because it falls on the sixth (chhath) day of Kartik, which comes just a week after the festival of lights.
The father, who’s been fasting the previous day, looks askance at the mother. But she just smiles as her daughter continues to clamour for an answer. The father would dearly love to fob off the child with a fanciful story about the Sun’s golden boat that’s supposed to be tethered under the horizon. But this would only open a new round of implacable questions.
Eventually, he decides to let in his daughter on the ‘secret’ of the rotating earth and the ever-awake Sun. But how does one explain that to a five-year-old in simple sound bytes? Then he gets a brainwave: Why not fall back on the age-old rationale of the Chhath festival itself as an explanation? ‘‘Bitiya, do you know why we observe Chhath ka parva – the festival of the sixth day?’’ he asks the child who shakes her head uncertainly.
‘‘On this occasion we thank the Sun for not sleeping ever and for giving us all the bounties of dhaan, dhan aur tan – crops, wealth and body or life itself. The Sun never sleeps. Being such a mighty star he does not need to rest ever,’’ the father explains further.
‘‘If he did, everything on earth would come to an end. Unlike him we do need to rest and sleep. So every evening, he seems to hide behind the Earth, who does a daily pradhakshina, a circumambulation around the star, just as we do out of gratitude and reverence.’’
Chhath is mainly viewed as a Bihari festival, and it is celebrated wherever people from Bihar have migrated to, whether in Mumbai or in Mauritius.
That Chhath is today celebrated across communities only enhances the essentially spiritual, ecological or even egalitarian dimensions of the festival. Chhath stands for thanksgiving to a star that is venerated in the Indian tradition as the only visible (pratyaksha) form of God, one that can be seen every day. Moreover, the Sun illuminates and sustains life not in a petty province or two but on a planetary scale. Hence the ancient rishis held it in high esteem as a manifest form of Brahmn: Asavodityo Brahmah, says the Rig Veda.
That also led them to an immensely popular cult based on the Gayatri Mantra. This is considered to be one of the most sacred universal practices that invoke the creative principle of the Sun in the form named Savitr.
The Chhath ceremonies however eschew deification, although there are attempts to overwrite its subaltern origins by connecting the ritual with the legendary Mahabharata hero Karna, the ‘son’ of Surya who was known for his valour and generosity.
Chhath also connects to the folk and rural roots of worshippers. The folk songs sung on the eve of Chhath are mainly in Maithili, Magadhi and Bhojpuri dialects that mirror the culture and social mores of Bihar, Uttar Pradesh and the Terai regions.
In other respects Chhath is modern and inclusive. It appeals also to those who are uncomfortable with idol worship because it is a celebration of and a thanksgiving to the Sun for just being there, a great blaze in the sky.
(SOURCE : THE SPEAKING TREE- TOI)
-----------------------------------------------------
AND THEREFORE, THANK YOU SOLDIERS ,FOR BEING THERE.......
JAI HO -- JAI JAWAN ---------
BRAVE SOLDIERS HONOURED
THE FOLLOWING IS POSTED FOR THE INFORMATION OF ALL :-
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BRAVE SOLDIERS ARE HONOURED, POSTHUMOUSLY.
PLEASE CLICK HERE FOR FULL VIEW
OF THE DETAILS.
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BRAVE SOLDIERS ARE HONOURED, POSTHUMOUSLY.
PLEASE CLICK HERE FOR FULL VIEW
OF THE DETAILS.
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Friday, October 23, 2009
STAFF SHORTAGE/MODERNISATION RAISED IN COMMANDERS CONFERENCE
THE FOLLOWINGIS POSTED FOR THE INFORMATION OF ALL VETERAN BROTHERS:-
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A. THE NEWSPAPER REPORT OF 21.10.09, ON THE COMMANDERS CONFERENCE. FOR FULL DETAILS, PLEASE > CLICK HERE
3. A COMPENDIUM CONTAINING ALL RELEVANT INFORMATION/POLICIES PERTAINING TO THE AFFAIRS OF EX-SERVICE (ABOUT 350 PAGES). SINCE IT IS LENGTHY, LOT OF TIME AND PATIENCE IS REQUIRED FOR PERUSING THE SAME. FOR FULL VIEW OF THE COMPENDIUM, PLEASE> CLICK HERE
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A. THE NEWSPAPER REPORT OF 21.10.09, ON THE COMMANDERS CONFERENCE. FOR FULL DETAILS, PLEASE > CLICK HERE
3. A COMPENDIUM CONTAINING ALL RELEVANT INFORMATION/POLICIES PERTAINING TO THE AFFAIRS OF EX-SERVICE (ABOUT 350 PAGES). SINCE IT IS LENGTHY, LOT OF TIME AND PATIENCE IS REQUIRED FOR PERUSING THE SAME. FOR FULL VIEW OF THE COMPENDIUM, PLEASE> CLICK HERE
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6TH CPC DEMANDS SOUGHT BY THE PRESIDENT, IESL PANJAB & CHANDIGARH
THE FOLLOWING IS POSTED FOR KIND INFORMATION OF ALL VETERANS:-
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Dear Veterans Gavini,
Regards.Find below a communique faxed by my organization to 6th pay Commission cell (Army) and PCDA (P) Allahabad to find ou the latest position of OROP as announced by the Govt.earlier.Please paste on your blog for thew information of underprivileged veterans.I shall be much obliged.
Tele-Fax 0175-500896
Mob.098554-09128
INDIAN EX-SERVICES LEAGUE
PUNJAB & CHANDIGARH
(Regd. under Societies Registration Act XXI of 1860)
3-GURU RAM DASS NAGAR, PATIALA, PUNJAB
-147 004
IESL/13/2009 Dt. 23 Oct.2009
To
6th Pay Commission Cell (Army),
Adjutant General Branch,
Room No. 1, 'A' Wing, Sena Bhawan,
Integrated Hq. of MoD (Army),
New Delhi -110 105.
Sub. POST SIXTH CPC DEMANDS
Dear Col. Puneet Kapoor,
1. Please refer to your DO letter C/7086/VI-PCC ( Army ) dt.02.09.2009 in above connection.
2. Please advise the latest position of OROP as announced by the Govt.in budget on 06-07- 2009.
3. We further request Ministry of Defence to restrict usage of nasty term ' PBOR' for JCOs, SNCOs, NCOs and other ranks as this section of veterans think it as most humiliating when addressed as such. Some other proper and respectable term may be coined as a substitute to this term.
An early response will be highly appreciated.
Sd/-
( Veteran Prabhjot Singh Chhatwal PLS Retd.)
President.
Copy to: PCDA (P) Allhabad w,r.t. their letter No. Gts/Tech/ 165-III dt.29.09.2009.
Sd/-
President
-----------------------------------------------------------
---------------------------------------------------------
Dear Veterans Gavini,
Regards.Find below a communique faxed by my organization to 6th pay Commission cell (Army) and PCDA (P) Allahabad to find ou the latest position of OROP as announced by the Govt.earlier.Please paste on your blog for thew information of underprivileged veterans.I shall be much obliged.
Tele-Fax 0175-500896
Mob.098554-09128
INDIAN EX-SERVICES LEAGUE
PUNJAB & CHANDIGARH
(Regd. under Societies Registration Act XXI of 1860)
3-GURU RAM DASS NAGAR, PATIALA, PUNJAB
-147 004
IESL/13/2009 Dt. 23 Oct.2009
To
6th Pay Commission Cell (Army),
Adjutant General Branch,
Room No. 1, 'A' Wing, Sena Bhawan,
Integrated Hq. of MoD (Army),
New Delhi -110 105.
Sub. POST SIXTH CPC DEMANDS
Dear Col. Puneet Kapoor,
1. Please refer to your DO letter C/7086/VI-PCC ( Army ) dt.02.09.2009 in above connection.
2. Please advise the latest position of OROP as announced by the Govt.in budget on 06-07- 2009.
3. We further request Ministry of Defence to restrict usage of nasty term ' PBOR' for JCOs, SNCOs, NCOs and other ranks as this section of veterans think it as most humiliating when addressed as such. Some other proper and respectable term may be coined as a substitute to this term.
An early response will be highly appreciated.
Sd/-
( Veteran Prabhjot Singh Chhatwal PLS Retd.)
President.
Copy to: PCDA (P) Allhabad w,r.t. their letter No. Gts/Tech/ 165-III dt.29.09.2009.
Sd/-
President
-----------------------------------------------------------
Monday, October 19, 2009
A TRYST WITH THE MIXED-BAG (CoS REPORT) - E P I P (ENHANCED PARITY IN PENSION) FOR PRE-06 ARMED FORCES PERSONNEL - O T O Rs (OTHER THAN OFFICER RANKS) : 01 JAN 2006
YES. Your guess is right. The Govt did not announce the Pre-06 Pension Package on the THREE MOST IMPORTANT occassions, MAHATMA'S BIRTHDAY, DUSSEHRA (VIJAY DIWAS) AND DIWALI (FESTIVAL OF LIGHTS) and till. Unable to wait any longer, and to get the Veteran folk relieved some of the TENSIONS, The Tentative Pension Tables, prepared/posted in this blog Y'day(and ex-airmen SNCO blog on 14.10.09).
It also appears that the JINX is sitting pretty on the terms OROP and PBOR, for a long time. So, CHANGE, WE CAN, I thought and coined and posting them here as E P I P (ENHANCED PARITY IN PENSION) and O T O Rs (OTHER THAN OFFICER RANKS), for information and usage.
Govt. delay in the release of orders bodes WELL for us. Because, any proposal in the negative approval usually made known FAST. In this case, the feeling is MORE THAN ONE favourable alternatives are at work.
With these +ve vibes, another attempt is made on the EPIP based on the following CoS recommendations, for arriving at THE EXISTING PENSION rates(@MINIMUM FOR 15 YRS ONLY), so that the EPIP could easily be deduced:-
(1) To RECKON the Pensions of all Pre-1.1.06--ORs Pensioners, with reference to a 'NOTIONAL MAXIMUM" in the POST 1.1.06 REVISED PAY STRUCTURE Corresponding to "THE MAXIMUM OF PRE-6TH CPC Pay Scales, as per the FITMENT TABLE of each rank, AND
(2) Also to continue THE ENHANCED WEIGHTABE AWARDED BY THE GOM.
Thus, the NOTIONAL MAXIMUM in the post -1.1.06 Revised Pay Structure, corresponding to the MAXIMUM OF Pre-06th CPC Pay Scales) is mentioned against each rank of X and Y groups of the ARMY, NAVY and AIR FORCE. From this figure, the Existing Basic Pension is deduced after applying the Pension calculation formula (Notional Max.amt /2 x 15 yrs+wtg/33). The EP is added with 50%DP+ 40%weghtage +GCB+Classification Pay(both in full). All the details are taken from ASI/01/S/08 (for Army pensioners), AFSI 1/S/08 (IAF PensionerS) and NSI 1/S/08 (Navy Pensioners). And so, the PROBABLE EPIP for Pre-06 Armed Forces Pensioners:-
A. INDIAN ARMY -
(N.MX. PEN FORMULA EP +50%DP+ 40%WTG+ GCB1,2,3+CA = EPIP(R/OFF TO)
X - GROUP -
SEP(4650)- 8650/2 X 25(15+10)/33YRS=3307+1654+1323+ 192 +120 = 6596 - 6600
NAIK(4975)- 9260/2 X 23(15+8)/33YRS=3227+ 1614+1291+192+120 = 6444 - 6450
HAV(5650)-10510/2 X21(15+6)/33YRS =3344+1672+1338+192+120 = 6564 - 6560
NB SUB(8290)-15420/2X 20(15+05)/33YRS=4673+ 2337+ 1869 = 8879 - 8880
SUB(9790) -18210/2X ---DITTO---- = 5517 + 2759 + 2207 = 10483 - 10490
SUB MAJ(10050)-18700/2X --DITTO- = 5663 +2832+2265 = 10760
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Y - GROUP
SEP(4300)-8000/2X 25(15+10)/33YRS=3030+1515+1212+192+100 = 6049 - 6050
NAIK(4700)-8750/2X23(15+8)/33 YRS=3034+1517+1214+192+100=6057 - 6060
HAV(5100)-9490/2 x 21(15+6)/33YRS = 3020+1510+1208+192+100 = 6030
NB SUB(8140)-15150/2X 20(15+5)/33YRS=4691+2346+1876 = 8913 - 8920
SUB(9320)-17340/2X ---DITTO-- = 5255 + 2628 + 2102 = 9985 - 9990
SUB MAJ(9550)-17770/2X--DITTO- =5385+2693+2154 =10232 - 10240
----------------------------------------------------------------------
B. INDIAN NAVY
X - GROUP
APP(3260)- 6250/2X25(15+10)/33YRS=2367+1184+947+240+120 = 4858 -4860
ART.V(4360)-8110/2X23(15+8)/33YRS=2826+1413+1130+240+120=5729-5730
ART IV(6350)-11820/2X21(15+6)/33YRS=3761+1881+1504+240+120=7506 -7510
ART III-1(7120)-13250/2X20(15+5)/33YRS=4015+2008+1606 =7629 -7630
CH.ART(8250)-15345/2X---DITTO-- =4650+2325+1860= 8835 - 8840
MCPO II(9790)-18210/2X--DITTO-- =5517+2831+2264 = 10483- 10490
MCPO I(10020)-18980/2X--DITTO--=5661+2831+2264 =10756 -10760
-------------------------------------------------------------------
Y - GROUP
SM II(3445)-6410/2X25(15+10)/33YRS=2428+1214+971+240+100 =4943
SM I(4550)-8470/2X --DITTO---=3208+1604+1283+240+100 =6435 -6440
LDG(4950)-9210/2X23(15+8)/33YRS=3208 +1608 +1283+240+100=6239-6240
PO(5595)- 10410/2X21(15+6)/33YRS =3312+1656+1325+240+100=6633
CPO(8140)-15150/2X20(15+5)/33YRS= 4691+2346 +1876= 8913 - 8920
MCPO II(9320)-17340/2X--DITTO--= 5255 + 2628 +2102= 9985 - 9990
MCPO I(9550)-17770/2X--DITTO--=5385+2693+2154 =10232 - 10240
---------------------------------------------------------------------
C. INDIAN AIR FORCE
X - GROUP
AC(3675)-7050/2X25(15+10)/33YRS=2670+1335+1068+240 +120 =5383-5390
LAC(4975)-9170/2X25(15+10)/33YRS=3473+1737+1389 +240+120= 6939 -6940
CPL(5200)-9680/2X23(15+8)/33YRS =3373+1687+1349+240 +120 = 6769 -6770
SGT(5945)-11O60/2X21(15+6)/33YRS=3368+1684+1347+240+120 =6739 -6740
SGT(6500)-12090/2X--DITTO-- =3832+1916+1633+240+120 =7721 - 7730
(DIPLOMA HOLDER)
JWO(8290)-15420/2X20(15+5 )/33YRS=4673+ 2337+ 1869 = 8879 - 8890
WO(9790)-18210/2X----DITTO--- =5517 +2831 + 2264=10483- 10490
MWO(10200)-18980/2X--DITTO-- =5661+2831+2264 = 10756 -10760
----------------------------------------------------------------
Y - GROUP
AC(3250)-6250/2X25(15+10)/33YRS=2367+1184+971+240+100=4838- 4840
LAC(4550)-8470/2X --DITTO---- = 3208 + 1604+1283+240+100 =6435 -6440
CPL(4950)-9210/2X23(15+8)/33YRS=3208 +1608+1283+240+100 = 6435-6440
SGT(5595)-10410/2X21(15+6)/33YRS=3312+1656+1325+240+100=6632 -6640
JWO(8140)-15150/2X20(15+5)/33 YRS= 4691 + 2346 + 1876 = 8913 - 8920
WO(9320)-17340/2X--DITTO--= 5255 + 2628 + 2102 = 9985 - 9990
MWO(9550)-17770/2X--DITTO--=5385+2693+2154 = 10232 - 10240
-------------------------------------------------------------------
A WORD OF CAUTION:-
THIS IS STRICTLY UN-OFFICIAL AND FOR THE BENEFIT OF INFORMATION AMONGST VETERANS ONLY. THEY ARE REQUESTED TO AWAIT FOR THE ORDERS OF THE GOVT. LIKELY TO BE ISSUED SOON.
It also appears that the JINX is sitting pretty on the terms OROP and PBOR, for a long time. So, CHANGE, WE CAN, I thought and coined and posting them here as E P I P (ENHANCED PARITY IN PENSION) and O T O Rs (OTHER THAN OFFICER RANKS), for information and usage.
Govt. delay in the release of orders bodes WELL for us. Because, any proposal in the negative approval usually made known FAST. In this case, the feeling is MORE THAN ONE favourable alternatives are at work.
With these +ve vibes, another attempt is made on the EPIP based on the following CoS recommendations, for arriving at THE EXISTING PENSION rates(@MINIMUM FOR 15 YRS ONLY), so that the EPIP could easily be deduced:-
(1) To RECKON the Pensions of all Pre-1.1.06--ORs Pensioners, with reference to a 'NOTIONAL MAXIMUM" in the POST 1.1.06 REVISED PAY STRUCTURE Corresponding to "THE MAXIMUM OF PRE-6TH CPC Pay Scales, as per the FITMENT TABLE of each rank, AND
(2) Also to continue THE ENHANCED WEIGHTABE AWARDED BY THE GOM.
Thus, the NOTIONAL MAXIMUM in the post -1.1.06 Revised Pay Structure, corresponding to the MAXIMUM OF Pre-06th CPC Pay Scales) is mentioned against each rank of X and Y groups of the ARMY, NAVY and AIR FORCE. From this figure, the Existing Basic Pension is deduced after applying the Pension calculation formula (Notional Max.amt /2 x 15 yrs+wtg/33). The EP is added with 50%DP+ 40%weghtage +GCB+Classification Pay(both in full). All the details are taken from ASI/01/S/08 (for Army pensioners), AFSI 1/S/08 (IAF PensionerS) and NSI 1/S/08 (Navy Pensioners). And so, the PROBABLE EPIP for Pre-06 Armed Forces Pensioners:-
A. INDIAN ARMY -
(N.MX. PEN FORMULA EP +50%DP+ 40%WTG+ GCB1,2,3+CA = EPIP(R/OFF TO)
X - GROUP -
SEP(4650)- 8650/2 X 25(15+10)/33YRS=3307+1654+1323+ 192 +120 = 6596 - 6600
NAIK(4975)- 9260/2 X 23(15+8)/33YRS=3227+ 1614+1291+192+120 = 6444 - 6450
HAV(5650)-10510/2 X21(15+6)/33YRS =3344+1672+1338+192+120 = 6564 - 6560
NB SUB(8290)-15420/2X 20(15+05)/33YRS=4673+ 2337+ 1869 = 8879 - 8880
SUB(9790) -18210/2X ---DITTO---- = 5517 + 2759 + 2207 = 10483 - 10490
SUB MAJ(10050)-18700/2X --DITTO- = 5663 +2832+2265 = 10760
--------------------------------------------------------------------
Y - GROUP
SEP(4300)-8000/2X 25(15+10)/33YRS=3030+1515+1212+192+100 = 6049 - 6050
NAIK(4700)-8750/2X23(15+8)/33 YRS=3034+1517+1214+192+100=6057 - 6060
HAV(5100)-9490/2 x 21(15+6)/33YRS = 3020+1510+1208+192+100 = 6030
NB SUB(8140)-15150/2X 20(15+5)/33YRS=4691+2346+1876 = 8913 - 8920
SUB(9320)-17340/2X ---DITTO-- = 5255 + 2628 + 2102 = 9985 - 9990
SUB MAJ(9550)-17770/2X--DITTO- =5385+2693+2154 =10232 - 10240
----------------------------------------------------------------------
B. INDIAN NAVY
X - GROUP
APP(3260)- 6250/2X25(15+10)/33YRS=2367+1184+947+240+120 = 4858 -4860
ART.V(4360)-8110/2X23(15+8)/33YRS=2826+1413+1130+240+120=5729-5730
ART IV(6350)-11820/2X21(15+6)/33YRS=3761+1881+1504+240+120=7506 -7510
ART III-1(7120)-13250/2X20(15+5)/33YRS=4015+2008+1606 =7629 -7630
CH.ART(8250)-15345/2X---DITTO-- =4650+2325+1860= 8835 - 8840
MCPO II(9790)-18210/2X--DITTO-- =5517+2831+2264 = 10483- 10490
MCPO I(10020)-18980/2X--DITTO--=5661+2831+2264 =10756 -10760
-------------------------------------------------------------------
Y - GROUP
SM II(3445)-6410/2X25(15+10)/33YRS=2428+1214+971+240+100 =4943
SM I(4550)-8470/2X --DITTO---=3208+1604+1283+240+100 =6435 -6440
LDG(4950)-9210/2X23(15+8)/33YRS=3208 +1608 +1283+240+100=6239-6240
PO(5595)- 10410/2X21(15+6)/33YRS =3312+1656+1325+240+100=6633
CPO(8140)-15150/2X20(15+5)/33YRS= 4691+2346 +1876= 8913 - 8920
MCPO II(9320)-17340/2X--DITTO--= 5255 + 2628 +2102= 9985 - 9990
MCPO I(9550)-17770/2X--DITTO--=5385+2693+2154 =10232 - 10240
---------------------------------------------------------------------
C. INDIAN AIR FORCE
X - GROUP
AC(3675)-7050/2X25(15+10)/33YRS=2670+1335+1068+240 +120 =5383-5390
LAC(4975)-9170/2X25(15+10)/33YRS=3473+1737+1389 +240+120= 6939 -6940
CPL(5200)-9680/2X23(15+8)/33YRS =3373+1687+1349+240 +120 = 6769 -6770
SGT(5945)-11O60/2X21(15+6)/33YRS=3368+1684+1347+240+120 =6739 -6740
SGT(6500)-12090/2X--DITTO-- =3832+1916+1633+240+120 =7721 - 7730
(DIPLOMA HOLDER)
JWO(8290)-15420/2X20(15+5 )/33YRS=4673+ 2337+ 1869 = 8879 - 8890
WO(9790)-18210/2X----DITTO--- =5517 +2831 + 2264=10483- 10490
MWO(10200)-18980/2X--DITTO-- =5661+2831+2264 = 10756 -10760
----------------------------------------------------------------
Y - GROUP
AC(3250)-6250/2X25(15+10)/33YRS=2367+1184+971+240+100=4838- 4840
LAC(4550)-8470/2X --DITTO---- = 3208 + 1604+1283+240+100 =6435 -6440
CPL(4950)-9210/2X23(15+8)/33YRS=3208 +1608+1283+240+100 = 6435-6440
SGT(5595)-10410/2X21(15+6)/33YRS=3312+1656+1325+240+100=6632 -6640
JWO(8140)-15150/2X20(15+5)/33 YRS= 4691 + 2346 + 1876 = 8913 - 8920
WO(9320)-17340/2X--DITTO--= 5255 + 2628 + 2102 = 9985 - 9990
MWO(9550)-17770/2X--DITTO--=5385+2693+2154 = 10232 - 10240
-------------------------------------------------------------------
A WORD OF CAUTION:-
THIS IS STRICTLY UN-OFFICIAL AND FOR THE BENEFIT OF INFORMATION AMONGST VETERANS ONLY. THEY ARE REQUESTED TO AWAIT FOR THE ORDERS OF THE GOVT. LIKELY TO BE ISSUED SOON.
Sunday, October 18, 2009
LOST AND FOUND : YOUNG GIRL FOUND IN KERALA
THE FOLLOWING IS POSTED (RECEIVED FROM VETERAN PJ SINGHJI) FOR THE INFORMATION OF ALL :-
------------------------------------------------
ONE MR.ANIL WROTE-
Dear Friends,
A 4yrs old girl named POOJA was kidnapped by a person at some place and now she is under Kerala Police custody. Since the baby could not communicate her identification clearly, Police is struggling to find her parents. The flg information was given by the baby which may or may not be correct also. Requesting all to forward her photograph to the maximum people in India to identify her parents / relatives. this will cost only your time and will help one life..
Information given by the baby :
POOJA
Father's Name : Mr. Rajkiran
Mother's Name : Mrs. Munny Devi
Language : HINDI
Place : Nagaluppi (this was pronounced by the baby which Police could not find such a place. The place must be related to the mentioned name). She is having one younger Brother & Elder Sister.
Pls do not ignore this mail.
Kindly forward.
It will cost you nothing more than few minutes......
A life is at stake.
----------------------------------------------------
KINDLY INFORM
Anil Kumar anil9_11@yahoo.com
-----------------------------------------------
(VIA E-MAIL FROM VET PRABHJOT SINGHJI)
------------------------------------------------
ONE MR.ANIL WROTE-
Dear Friends,
A 4yrs old girl named POOJA was kidnapped by a person at some place and now she is under Kerala Police custody. Since the baby could not communicate her identification clearly, Police is struggling to find her parents. The flg information was given by the baby which may or may not be correct also. Requesting all to forward her photograph to the maximum people in India to identify her parents / relatives. this will cost only your time and will help one life..
Information given by the baby :
POOJA
Father's Name : Mr. Rajkiran
Mother's Name : Mrs. Munny Devi
Language : HINDI
Place : Nagaluppi (this was pronounced by the baby which Police could not find such a place. The place must be related to the mentioned name). She is having one younger Brother & Elder Sister.
Pls do not ignore this mail.
Kindly forward.
It will cost you nothing more than few minutes......
A life is at stake.
----------------------------------------------------
KINDLY INFORM
Anil Kumar anil9_11@yahoo.com
-----------------------------------------------
(VIA E-MAIL FROM VET PRABHJOT SINGHJI)
REPRESENTATION OF PENSION ISSUES BY INDIVIDUAL LETTERS
The views of EX SGT J WALAWALKAR(via- e-mail), reproduced below for the information and needful of all Veteran brothers:-
----------------------------------
Sir, It is very easy to ask you, what is my pension, on your blog, just like you take a pains and we will eat fruit free of cost. Please ask all the X servicemen, who are interested in OROP, to kindly write individually to Finance Minister and Defence Minister directly, Respected Sir, if at least 6 lakhs letters goes to Each Ministry, it will have a great impact.
Respected Sir, let us try, it may cost us Rs 20/= each, if we write on blog, ministers are not bothered, but if so many letters come in, at least the Ministry will be with full of letters. and then they will have to think on it. Thanks & Regards,
X Sgt Walawalkar.
------------------------------------
JUST STOP AND THINK FOR A WHILE !!??
.....IF ..AND ONLY....--- Let every one of us WRITE PETITIONS and SEND in separate covers to
Her Excellency, Madam PRESIDENT/Hon. PRIME MINISTER/Hon. DEFENCE MNINSTER, about our PLIGHT of LOW-PAID PENSIONS or any other related ISSUES, each cover costing Rs.5/ each(3x5=total Rs.15/-).
JUST IMAGINE, the quantum of petitions to the tune of 20-25 lakhs flooding the C-in-C/PRIME MINISTER/DEFENCE MINISTER Peshis.
Definitely, their thinking as well as that of higher ups concerned, shall change to a great extent, as they will come to know the reality.
And, NOW THERE IS a feeling that ALL IS WELL with us, since such petitions are very less or negligible.
--------------------------------------------------
--CHANGE WE CAN----
---SHAPE THINGS TO YOUR LIKING-----GO -- GET---THINGS DONE--- NO WAITING FOR SOMEONE'S RESCUE------SELF HELP IS THE BEST HELP-----
jai ho ! happy blogging.!!!
----------------------------------
Sir, It is very easy to ask you, what is my pension, on your blog, just like you take a pains and we will eat fruit free of cost. Please ask all the X servicemen, who are interested in OROP, to kindly write individually to Finance Minister and Defence Minister directly, Respected Sir, if at least 6 lakhs letters goes to Each Ministry, it will have a great impact.
Respected Sir, let us try, it may cost us Rs 20/= each, if we write on blog, ministers are not bothered, but if so many letters come in, at least the Ministry will be with full of letters. and then they will have to think on it. Thanks & Regards,
X Sgt Walawalkar.
------------------------------------
JUST STOP AND THINK FOR A WHILE !!??
.....IF ..AND ONLY....--- Let every one of us WRITE PETITIONS and SEND in separate covers to
Her Excellency, Madam PRESIDENT/Hon. PRIME MINISTER/Hon. DEFENCE MNINSTER, about our PLIGHT of LOW-PAID PENSIONS or any other related ISSUES, each cover costing Rs.5/ each(3x5=total Rs.15/-).
JUST IMAGINE, the quantum of petitions to the tune of 20-25 lakhs flooding the C-in-C/PRIME MINISTER/DEFENCE MINISTER Peshis.
Definitely, their thinking as well as that of higher ups concerned, shall change to a great extent, as they will come to know the reality.
And, NOW THERE IS a feeling that ALL IS WELL with us, since such petitions are very less or negligible.
--------------------------------------------------
--CHANGE WE CAN----
---SHAPE THINGS TO YOUR LIKING-----GO -- GET---THINGS DONE--- NO WAITING FOR SOMEONE'S RESCUE------SELF HELP IS THE BEST HELP-----
jai ho ! happy blogging.!!!
Saturday, October 17, 2009
LOOKING TOO FAR FOR SOLUTIONS? - ANOTHER VIEW POINT
The following is posted for the benefit of all readers of the blog:-
-----------------------------------------------------------
Change is the inevitability of life. Our interpretation of change determines our attitude and approach to life. What is apparently beneficial is accepted without any fuss. When it comes to accepting the inconvenient and the unpleasant, there begins conflict and resentment. However, the seemingly hopeless situations that are very painful to deal with are also instruments of change. ''What the caterpillar calls the end of the world, the master calls a butterfly,'' wrote Richard Bach.
Every seemingly hopeless situation is pregnant with the potential to effect improvement. It's just that one usually looks at the problem in a way that's too upfront. That creates a myopic perspective in dealing with the problem.
Like Godel's theorem, which states that no part of a system can comprehend the system as long as it is an integral part of the system. As we distance ourselves from the problem, and have a bird's-eye perspective, we can begin to see the issue in another light. Anticipation of the problem always tends to magnify the event and imagine it to be much more frightful. Anticipation should prepare, not scare.
A rigid approach that expects things to happen in a specific way only makes matters worse. The ability to adapt is what can make things better. Rigidity limits available options. It severely handicaps creativity, which is considered the mother of solutions. Serendipity happens only because the mind is open and willing to look at the same thing differently.
An alternative viewpoint is critical to make the most of any given situation. The severest of problems have more often than not brought out the best from many individuals. Isn't it also said: "Necessity is the mother of invention"?
The process of strategising while solving a problem throws up many facets of ourselves that we never knew existed. Adversity has been a blessing often enough and ought to be respected rather than feared. Complications arise most often because we take things personally and too seriously. Surrender only destroys self-esteem. Fighting enhances it. The difference between the two is just a matter of attitude.
Helplessness is a state of the mind. Most successful businessmen and corporate executives are paid for their ability to keep cool in the most trying of circumstances. They probably begin where others stop trying. Fixing the blame is not what absolves one of failure. Fixing the problem is the only redemption.
Anger, fear, resentment and frustration only muddle neural networks. They are mere manifestations of the fight, flight or fright response. What is actually needed is a right, bright and trite response. This response can only be attained with a calm and controlled thought process. Knee-jerk responses are just reflexes without any form of cerebration. They are most often fruitless. A deliberate, conscious effort needs to be inculcated to programme a conditioned response.
A positive approach is a big help, as it tends to activate the right brain, the one that has great intuitive abilities. The most appropriate response to any problem would be whole-brained. That is with both the right and left hemispheres giving their inputs. The dominant half the left brain in right-handed persons and right brain in left-handed persons enables analysis, logic and assessment. It tends to be a fragmentary approach. The right has a more intuitive, subtle and holistic approach. A combined two-pronged approach is much more likely to bring out the best in adversity and make it easier for the butterfly in you to take wing.
(SOURCE : Deepak Ranade16 Oct 09, T O I,16/10/09)
-----------------------------------------------------------
Change is the inevitability of life. Our interpretation of change determines our attitude and approach to life. What is apparently beneficial is accepted without any fuss. When it comes to accepting the inconvenient and the unpleasant, there begins conflict and resentment. However, the seemingly hopeless situations that are very painful to deal with are also instruments of change. ''What the caterpillar calls the end of the world, the master calls a butterfly,'' wrote Richard Bach.
Every seemingly hopeless situation is pregnant with the potential to effect improvement. It's just that one usually looks at the problem in a way that's too upfront. That creates a myopic perspective in dealing with the problem.
Like Godel's theorem, which states that no part of a system can comprehend the system as long as it is an integral part of the system. As we distance ourselves from the problem, and have a bird's-eye perspective, we can begin to see the issue in another light. Anticipation of the problem always tends to magnify the event and imagine it to be much more frightful. Anticipation should prepare, not scare.
A rigid approach that expects things to happen in a specific way only makes matters worse. The ability to adapt is what can make things better. Rigidity limits available options. It severely handicaps creativity, which is considered the mother of solutions. Serendipity happens only because the mind is open and willing to look at the same thing differently.
An alternative viewpoint is critical to make the most of any given situation. The severest of problems have more often than not brought out the best from many individuals. Isn't it also said: "Necessity is the mother of invention"?
The process of strategising while solving a problem throws up many facets of ourselves that we never knew existed. Adversity has been a blessing often enough and ought to be respected rather than feared. Complications arise most often because we take things personally and too seriously. Surrender only destroys self-esteem. Fighting enhances it. The difference between the two is just a matter of attitude.
Helplessness is a state of the mind. Most successful businessmen and corporate executives are paid for their ability to keep cool in the most trying of circumstances. They probably begin where others stop trying. Fixing the blame is not what absolves one of failure. Fixing the problem is the only redemption.
Anger, fear, resentment and frustration only muddle neural networks. They are mere manifestations of the fight, flight or fright response. What is actually needed is a right, bright and trite response. This response can only be attained with a calm and controlled thought process. Knee-jerk responses are just reflexes without any form of cerebration. They are most often fruitless. A deliberate, conscious effort needs to be inculcated to programme a conditioned response.
A positive approach is a big help, as it tends to activate the right brain, the one that has great intuitive abilities. The most appropriate response to any problem would be whole-brained. That is with both the right and left hemispheres giving their inputs. The dominant half the left brain in right-handed persons and right brain in left-handed persons enables analysis, logic and assessment. It tends to be a fragmentary approach. The right has a more intuitive, subtle and holistic approach. A combined two-pronged approach is much more likely to bring out the best in adversity and make it easier for the butterfly in you to take wing.
(SOURCE : Deepak Ranade16 Oct 09, T O I,16/10/09)
FESTIVAL GREETINGS : A SAFE,HAPPY AND PROSPEROUS DEEPAVALI
I HEREBY TAKE THE OPPORTUNITY TO WISH A
HAPPY AND PROPEROUS FESTIVAL OF DEEPAVALI
TO ALL VETERANS, SERVING BROTHERS AND THEIR
FAMILIES, THROUGH THIS BLOG.
Wednesday, October 14, 2009
WISHING A SAFE,HAPPY AND PROSPEROUS FESTIVAL OF DEEPAVALI TO ONE ALL
I HEREBY TAKE THE OPPORTUNITY TO WISH A
HAPPY AND PROPEROUS FESTIVAL OF DEEPAVALI
TO ALL VETERANS, SERVING BROTHERS AND THEIR
FAMILIES, THROUGH THIS BLOG.
ONE OF OUR FRIEND, SHRI GOPAL SINGH NEGIji,
HAD FORWARDED THE FOLLOWING MULTI-COLOURED
AND MULTI-FACETED GREETINGS TO ME THIS NOON,
THANKS TO THE ADVENT OF INTERNET.
MAY I, REQUEST YOU ALL AND YOUR FAMILY
MEMBERS TO PLEASE CLICK HERE TO SEE THE
WONDERFUL/REAL SPIRIT OF THE COLOURFUL
DEEPAVALI FESTIVAL.
THANKS AGAIN AND BEST WISHES. JAI HO!
HAPPY AND PROPEROUS FESTIVAL OF DEEPAVALI
TO ALL VETERANS, SERVING BROTHERS AND THEIR
FAMILIES, THROUGH THIS BLOG.
ONE OF OUR FRIEND, SHRI GOPAL SINGH NEGIji,
HAD FORWARDED THE FOLLOWING MULTI-COLOURED
AND MULTI-FACETED GREETINGS TO ME THIS NOON,
THANKS TO THE ADVENT OF INTERNET.
MAY I, REQUEST YOU ALL AND YOUR FAMILY
MEMBERS TO PLEASE CLICK HERE TO SEE THE
WONDERFUL/REAL SPIRIT OF THE COLOURFUL
DEEPAVALI FESTIVAL.
THANKS AGAIN AND BEST WISHES. JAI HO!
VALUE OF HUMAN LIFE : A RE-LOOK AT LIFE INSURANCE
The following is posted for the benefit of information of all Veteran brothers:-
-----------------------------------------------------------------
What is Human Life Value ?
Yes. It’s a price tag on human life. Every humanbeing is priceless to his family. But it becomes necessary to evaluate a human life in terms of money, in order to safeguard from under-insurance problems. Under-insurance at times leaves no trace of insurance when it fails to serve the purpose for what it was effected. Insurance on Human Life should be sought keeping in mind, the financial loss that the family would suffer in his/her absense. Instead of buying Life insurance policies as a tool for reducing tax liability, provision for old age, to venture into stock markets on a small scale etc, it would make sense if insurance is sought from the angle of economic replacement of human life value.
Human Life Value concept was founded by Dr. Solomon S. Huebner, the founder of ‘The American College of Life Underwriters’, in the 1920’s. HLV concept is used by various professionals like Underwriters, Courts, etc. for determining the economic value for a Human Life. For the victims of the ‘Terrorist attack of September 11, 2001′ on the twin towers, courts decided the amount of settlement based on this concept.
HUMAN LIFE VALUE of a earning member in the family could be defined as the amount that the family would require to retain the same standard of living in the absence of the earning member. This would be the maximum amount for which a person can seek insurance protection.
Human Life Value based on Income:
The first step towards computation of Human life value would be to determine the net annual income of the person after deducting the amount spent by him for his personal use. This amount will be the amount that he affords to his family annually. Let us assume that the person is 40 years of age and his annual income after deducting all his personal expenses sums up to Rs.3,60,000. So, in order to get this amount annually in the absence of this earning member, his family would need Rs.45,00,000 on his demise (This assumption is based on investment of Rs.45,00,00 as fixed deposit @ rate of 8% interest per annum). However, the erosion money value due to inflation was not taken into account in this method.
Human Life Value based on expenditure:
The more complex calculation of HLV is based on expenditure that the family has to meet out after the earning member’s life. The factors such as age of life expectency of spouse, number of children and their dependancy period on the family, monthly household expenditure, cost of inflation, outstanding loans etc., are to be taken into account in the calculation of this type of HLV. Of course, the disposable assets if any the family posesses, value of the same could be deducted from the total amount that family needs. Say, if the earning member left behind an asset valued at Rs.20 lakhs the same could be deducted from Rs.45 lakhs of capital requirement of the family worked out. So, as per our illustration, the family would require Rs.25 lakhs in addtion to the disposable asseet valued at Rs.20 lakhs, to earn an amount of Rs.30,000/- per month.
Type of Insurance :
Now, the type of life Insurance product that you want to choose in order to get the coverage of Rs.25,00,000/-, is an important decision.
The following will be the premium amount that you have to pay annually under different Life Insurance products. Well known insurance products in the indian market are Term Insurance, Pure Endowment Plans, and ULIP (Unit Linked Insurance Plans).
For full text of the Article, Please CLICK HERE
Which plan would you choose to get your life covered for Rs.25 lakhs ? Term insurance products seem to be cheapter than ULIP, Endowment etc. Is it so?
Check this PREVIOUS G CONNECT ARTICLE that compares Term Insurance and ULIP.
The bottom line is one should get his life covered for sum that would serve the purpose of fulfilling all the financial needs of the family in his absence. Taking an insurance cover for a small amount that would not serve the purpose is as bad as not taking any life cover.
(SOURCE : GConnect d/d 11.10.09)
-----------------------------------------------------------------
What is Human Life Value ?
Yes. It’s a price tag on human life. Every humanbeing is priceless to his family. But it becomes necessary to evaluate a human life in terms of money, in order to safeguard from under-insurance problems. Under-insurance at times leaves no trace of insurance when it fails to serve the purpose for what it was effected. Insurance on Human Life should be sought keeping in mind, the financial loss that the family would suffer in his/her absense. Instead of buying Life insurance policies as a tool for reducing tax liability, provision for old age, to venture into stock markets on a small scale etc, it would make sense if insurance is sought from the angle of economic replacement of human life value.
Human Life Value concept was founded by Dr. Solomon S. Huebner, the founder of ‘The American College of Life Underwriters’, in the 1920’s. HLV concept is used by various professionals like Underwriters, Courts, etc. for determining the economic value for a Human Life. For the victims of the ‘Terrorist attack of September 11, 2001′ on the twin towers, courts decided the amount of settlement based on this concept.
HUMAN LIFE VALUE of a earning member in the family could be defined as the amount that the family would require to retain the same standard of living in the absence of the earning member. This would be the maximum amount for which a person can seek insurance protection.
Human Life Value based on Income:
The first step towards computation of Human life value would be to determine the net annual income of the person after deducting the amount spent by him for his personal use. This amount will be the amount that he affords to his family annually. Let us assume that the person is 40 years of age and his annual income after deducting all his personal expenses sums up to Rs.3,60,000. So, in order to get this amount annually in the absence of this earning member, his family would need Rs.45,00,000 on his demise (This assumption is based on investment of Rs.45,00,00 as fixed deposit @ rate of 8% interest per annum). However, the erosion money value due to inflation was not taken into account in this method.
Human Life Value based on expenditure:
The more complex calculation of HLV is based on expenditure that the family has to meet out after the earning member’s life. The factors such as age of life expectency of spouse, number of children and their dependancy period on the family, monthly household expenditure, cost of inflation, outstanding loans etc., are to be taken into account in the calculation of this type of HLV. Of course, the disposable assets if any the family posesses, value of the same could be deducted from the total amount that family needs. Say, if the earning member left behind an asset valued at Rs.20 lakhs the same could be deducted from Rs.45 lakhs of capital requirement of the family worked out. So, as per our illustration, the family would require Rs.25 lakhs in addtion to the disposable asseet valued at Rs.20 lakhs, to earn an amount of Rs.30,000/- per month.
Type of Insurance :
Now, the type of life Insurance product that you want to choose in order to get the coverage of Rs.25,00,000/-, is an important decision.
The following will be the premium amount that you have to pay annually under different Life Insurance products. Well known insurance products in the indian market are Term Insurance, Pure Endowment Plans, and ULIP (Unit Linked Insurance Plans).
For full text of the Article, Please CLICK HERE
Which plan would you choose to get your life covered for Rs.25 lakhs ? Term insurance products seem to be cheapter than ULIP, Endowment etc. Is it so?
Check this PREVIOUS G CONNECT ARTICLE that compares Term Insurance and ULIP.
The bottom line is one should get his life covered for sum that would serve the purpose of fulfilling all the financial needs of the family in his absence. Taking an insurance cover for a small amount that would not serve the purpose is as bad as not taking any life cover.
(SOURCE : GConnect d/d 11.10.09)
A PIL PROPOSED TO BE FILED IN SC FOR CITIZEN'S RIGHT TO DIRECTLY MONITOR ALL ELECTED REPS 24X7
The following request is posted for information of all Veterans:-
----------------------------------------------------------
"Sir/Madam,
Please find in attached files in Hindi and English the suggestion referred to above. Kindly email or send your valuable comments to the following address. We plan to take this PIL to Supreme Court after discussing with Citizens across the Nation and including their views in the text to the best of our ability.
Thanking you,
Yours faithfully,
Dr. S.N. Kundra, (M.Ch. Neurosurgery)
Consultant Neurosurgeon,
B-6,Shankar Garden,
New Delhi-110018,Ph:011-25550003, 25500003"
E-mail- Raman Kundra <drramankundra@yahoo.co.in>
Please click here for the Draft PIL PETITION in HINDI
Please click here for the Draft PIL PETITION in ENGLISH
----------------------------------------------------------
"Sir/Madam,
Please find in attached files in Hindi and English the suggestion referred to above. Kindly email or send your valuable comments to the following address. We plan to take this PIL to Supreme Court after discussing with Citizens across the Nation and including their views in the text to the best of our ability.
Thanking you,
Yours faithfully,
Dr. S.N. Kundra, (M.Ch. Neurosurgery)
Consultant Neurosurgeon,
B-6,Shankar Garden,
New Delhi-110018,Ph:011-25550003, 25500003"
E-mail- Raman Kundra <drramankundra@yahoo.co.in>
Please click here for the Draft PIL PETITION in HINDI
Please click here for the Draft PIL PETITION in ENGLISH
SIMPLE GUIDE TO CORRECT WAY OF EATING FRUITS
The following is posted for the benefit of information of all Veterans:-
-----------------------------------------------------------
A Simple and Meaningful Guide
We all think eating fruits means just buying fruits, cutting it and just popping it into our mouths. It's not as easy as you think It's important to know how and when to eat..
What is the correct way of eating fruits?
IT MEANS NOT EATING FRUITS AFTER YOUR MEALS! - FRUITS SHOULD BE EATEN ON AN EMPTY STOMACH.
If you eat fruit on an empty stomach, it will play a major role to detoxify your system, supplying you with a great deal of energy for weight loss and other life activities.
FRUIT IS THE MOST IMPORTANT FOOD - Let's say you eat two slices of bread and then a slice of fruit.. The slice of fruit is ready to go straight through the stomach into the intestines, but it is prevented from doing so.
In the meantime the whole meal rots and ferments and turns to acid..The minute the fruit comes into contact with the food in the stomach and digestive juices, the entire mass of food begins to spoil.
So please eat your fruits on an empty stomach or before your meals! You have heard people complaining - every time I eat water-melon I burp, when I eat durian (fruit from Asia with a foul smell yet delicious flavor) my stomach bloats up, when I eat a banana I feel like running to the toilet etc. - actually all this will not arise if you eat the fruit on an empty stomach. The fruit mixes with the putrefying other food and produces gas and hence you will bloat!
Graying hair, balding, nervous outburst, and dark circles under the eyes - all these will not happen if you take fruits on an empty stomach.
There is no such thing as some fruits, like orange and lemon are acidic, because all fruits become alkaline in our body, according to Dr. Herbert Shelton who did research on this matter. If you have mastered the correct way of eating fruits, you have the Secret of beauty, longevity, health, energy, happiness and normal weight.
When you need to drink fruit juice - drink only fresh fruit juice, NOT from the cans.. Don't even drink juice that has been heated up. Don't eat cooked fruits because you don't get the nutrients at all. You only get to taste. Cooking destroys all the vitamins.
But eating a whole fruit is better than drinking the juice. If you should drink the juice, drink it mouthful by mouthful slowly, because you must let it mix with your saliva before swallowing it.
You can go on a 3-day fruit fast to cleanse your body. Just eat fruits and drink fruit juice throughout the 3 days and you will be surprised when your friends tell you how radiant you look!
KIWI: Tiny but mighty. This is a good source of potassium, magnesium, vitamin E & fiber. Its vitamin C content is twice that of an orange.
APPLE: An apple a day keeps the doctor away? Although an apple has a low vitamin C content, it has antioxidants & flavonoid which enhances the activity of vitamin C thereby helping to lower the risks of colon cancer, heart attack & stroke.
STRAWBERRY: Protective Fruit. Strawberries have the highest total antioxidant power among major fruits & protect the body from cancer-causing, blood vessel-clogging free radicals.
ORANGE: Sweetest medicine, eating 2 to 4 oranges a day may help keep colds away, lower cholesterol, prevent & dissolve kidney stones as well as lessens the risk of colon cancer.
WATERMELON: Coolest thirst quencher. Composed of 92% water, it is also packed with a giant dose of glutathione, which helps boost our immune system. They are also a key source of lycopene - the cancer fighting oxidant. Other nutrients found in watermelon are vitamin C & Potassium.
GUAVA & PAPAYA: Top awards for vitamin C. They are the clear winners for their high vitamin C content. Guava is also rich in fiber, which helps prevent constipation. Papaya is rich in carotene; this is good for your eyes...
Drinking Cold water after a meal = Cancer! Can you believe this?? For those who like to drink cold water, please read on,
It feels nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion.. Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine. Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.
A cardiologist says if everyone who gets this mail sends it to 10 people, you can be sure that we'll save at least one life. Read this.....It could save your life!
(SENT BY EX- SGT JAYVANT WALAWALKAR)
-----------------------------------------------------------
A Simple and Meaningful Guide
We all think eating fruits means just buying fruits, cutting it and just popping it into our mouths. It's not as easy as you think It's important to know how and when to eat..
What is the correct way of eating fruits?
IT MEANS NOT EATING FRUITS AFTER YOUR MEALS! - FRUITS SHOULD BE EATEN ON AN EMPTY STOMACH.
If you eat fruit on an empty stomach, it will play a major role to detoxify your system, supplying you with a great deal of energy for weight loss and other life activities.
FRUIT IS THE MOST IMPORTANT FOOD - Let's say you eat two slices of bread and then a slice of fruit.. The slice of fruit is ready to go straight through the stomach into the intestines, but it is prevented from doing so.
In the meantime the whole meal rots and ferments and turns to acid..The minute the fruit comes into contact with the food in the stomach and digestive juices, the entire mass of food begins to spoil.
So please eat your fruits on an empty stomach or before your meals! You have heard people complaining - every time I eat water-melon I burp, when I eat durian (fruit from Asia with a foul smell yet delicious flavor) my stomach bloats up, when I eat a banana I feel like running to the toilet etc. - actually all this will not arise if you eat the fruit on an empty stomach. The fruit mixes with the putrefying other food and produces gas and hence you will bloat!
Graying hair, balding, nervous outburst, and dark circles under the eyes - all these will not happen if you take fruits on an empty stomach.
There is no such thing as some fruits, like orange and lemon are acidic, because all fruits become alkaline in our body, according to Dr. Herbert Shelton who did research on this matter. If you have mastered the correct way of eating fruits, you have the Secret of beauty, longevity, health, energy, happiness and normal weight.
When you need to drink fruit juice - drink only fresh fruit juice, NOT from the cans.. Don't even drink juice that has been heated up. Don't eat cooked fruits because you don't get the nutrients at all. You only get to taste. Cooking destroys all the vitamins.
But eating a whole fruit is better than drinking the juice. If you should drink the juice, drink it mouthful by mouthful slowly, because you must let it mix with your saliva before swallowing it.
You can go on a 3-day fruit fast to cleanse your body. Just eat fruits and drink fruit juice throughout the 3 days and you will be surprised when your friends tell you how radiant you look!
KIWI: Tiny but mighty. This is a good source of potassium, magnesium, vitamin E & fiber. Its vitamin C content is twice that of an orange.
APPLE: An apple a day keeps the doctor away? Although an apple has a low vitamin C content, it has antioxidants & flavonoid which enhances the activity of vitamin C thereby helping to lower the risks of colon cancer, heart attack & stroke.
STRAWBERRY: Protective Fruit. Strawberries have the highest total antioxidant power among major fruits & protect the body from cancer-causing, blood vessel-clogging free radicals.
ORANGE: Sweetest medicine, eating 2 to 4 oranges a day may help keep colds away, lower cholesterol, prevent & dissolve kidney stones as well as lessens the risk of colon cancer.
WATERMELON: Coolest thirst quencher. Composed of 92% water, it is also packed with a giant dose of glutathione, which helps boost our immune system. They are also a key source of lycopene - the cancer fighting oxidant. Other nutrients found in watermelon are vitamin C & Potassium.
GUAVA & PAPAYA: Top awards for vitamin C. They are the clear winners for their high vitamin C content. Guava is also rich in fiber, which helps prevent constipation. Papaya is rich in carotene; this is good for your eyes...
Drinking Cold water after a meal = Cancer! Can you believe this?? For those who like to drink cold water, please read on,
It feels nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion.. Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine. Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.
A cardiologist says if everyone who gets this mail sends it to 10 people, you can be sure that we'll save at least one life. Read this.....It could save your life!
(SENT BY EX- SGT JAYVANT WALAWALKAR)
Tuesday, October 13, 2009
DEPARTMENT OF EX-SERVICEMEN WELFARE(MOD) : 5 YEARS IN SERVICE OF VETERANS
The following is posted for the information of all Veteran Brothers:-
------------------------------------------------------------------------
The Department of Ex-Servicemen Welfare (ESW), functioning under the Ministry of Defence, completes five years of its existence next week. Set up on September 22, 2004, the department caters exclusively to the rehabilitation and welfare of about 21 lakh Ex-Servicemen (ESM) population and another five lakh ESM widows. Nearly 60,000 ESM are added to this huge number every year, largely due to perhaps the highest attrition rate in any organized sector among the Armed Forces in order to retain a youthful profile of the fighting forces, their primary task. Taken together with ESM dependents ranging between 50-70 lakhs, the Department of ESW shoulders responsibility of the welfare of roughly one crore population of ESM and their dependents.
The Department of ESW achieves its objectives through its three attached offices, consisting of the Directorate General of Resettlement (DGR), the Kendriya Sainik Board (KSB) and the Ex-Servicemen’s Contributory Health Scheme (ECHS), besides coordinating with the Principal Controller of Defence Accounts (PCDA), Allahabad. In January 2008 the Department of ESW came to be headed by a full-fledged Secretary-level officer, underlining the government’s commitment to the concerns of the huge ESM population. Besides helping the veterans resettle in a suitable second career, the department provides healthcare and ensures timely payment of benefits and pension to the ESM and their dependents.
The Directorate General of Resettlement (DGR) is the first avenue for the Services personnel on the verge of superannuation. It imparted training to over 34,000 officers and Persons Below Officer Rank (PBORs) during 2008-09 besides granting jobs to 51,000 ESM and securing placement for another 30,000 ESM in DGR-sponsored security agencies last year. The DGR, being the nodal agency for resettlement of ESM, has in recent years tied up with reputed management institutes to offer post-graduate diplomas to Services officers. It runs several successful ESM reemployment programmes including the popular Mother Dairy Milk and Fruit and Vegetable booths, placement in empanelled private security agencies, coal tipper scheme, allotment of army surplus vehicles, management of CNG stations and toll plazas under the NHAI and sponsoring ESM for the allotment of 8 percent quota of LPG, petrol pump and kerosene outlets reserved for wartime/peacetime widows and disabled soldiers. Last year 287 Mother Dairy outlets were allotted to ESM/dependents sponsored by the DGR. The DGR’s stupendous success in the placement of ESM in security agencies can be gauged from the fact that the number of ESM employed jumped from over 27,000 in 2007 to over 40,000 in 2008 while another over 17,000 have been successfully granted placement this year till May, 2009.
The Kendriya Sainik Board (KSB), the apex body for the welfare of war-wounded and other Ex-Servicemen (ESM), keeps in constant touch with the large ESM community, fulfilling their needs and aspirations through the 32 Rajya Sainik Boards and 355 Zila Sainik Boards spread across the country. KSB doles out about Rupees 7 crores aid every year to ESM, widows, children and orphans through welfare schemes out of the Armed Forces Flag Day Fund, which includes the Raksha Mantri’s Discretionary Fund ranging between Rs.5,000-1,25,000. The government recently amended the eligibility to include ESM up to the rank of Havildar and equivalent in the Navy and Air Force under the scheme. In another major initiative the KSB has in recent years replaced the crude motorized tricycles with the new modified 4-wheeled Honda Activa scooters distributed free of cost to the disabled ESM. The KSB also provides funds to the Red Cross Society, Cheshire Homes and Military Hospitals for the treatment and care of ESM and their wards and administers the award of more than 3,500 Prime Minister’s scholarships every year to wards of ESM.
The Ex-Servicemen’s Contributory Health Scheme (ECHS) is another big success story in the Department of ESW’s endeavours and concerns for the ESM welfare. Founded in April 2003, the ECHS today has a vast network of 2,267 polyclinics, its membership jumping nearly ten-fold, - from 3.5 lakhs in 2005 to over 30 lakhs. ESM with disabilities who had to travel long distances to the Artificial Limb Centre, Pune, are now getting such medical aid from about 150 Central Government Health Scheme (CGHS) -empanelled centres across the country. The government has also hiked ECHS allocation from Rs. 82.85 crore in 2004-05 to Rs. 690 crores in the current financial year. The Department of ESW further proposes to include soon the Nepal-domiciled Gorkhas, who continue to receive medical aid from the Armed Forces Flag Day Fund, under the ECHS and has given ‘in principle’ approval for setting up a Pension Payments Office (PPO) in Butwal, Nepal.
But all efforts and welfare schemes would come to a naught if the ESM does not get his monthly dues on time. The Principal Controller of Defence Accounts (PCDA), Allahabad is the nodal office, handling pension for about a whopping 17 lakh ESM and dependents through banks, treasuries, Pension Disbursing Offices besides the vast postal network all over the country. The government has recently issued instructions to issue simultaneous notification of Service and Disability Pension to avoid delays in release of the latter. Unmarried daughters over 25 years of age and widowed/divorced daughters dependent on the ESM have now been granted family pension and several other steps to support the ESM dependents have been introduced. Other major initiatives include, - hiking minimum pension from Rs. 1,913 to Rs.3,500 pm, removal of linkage of full pension with a qualifying service of 33 years from Jan.01, 2006, commutation of pension increased, gratuity hiked from Rs.3.5 lakhs to Rs.10 lakhs and special family pension hiked from Rs.2,550 to Rs.7,000 pm. The government has also improved pension for Ex-service personnel, besides benefits accruing out of the Sixth Pay Commission including Military Service Pay to Armed Forces personnel and awarding a higher separate Pay Bands for officers of the rank of Lt. General and Lt. Colonel, or equivalent, respectively. Additional pension has been granted in varying range for elderly pensioners, with the government granting cumulative benefits of Rs.2,144 crores to the men in the three Services and the ESM.
Pension Adalats have been a tremendous success in settling disputes related to ESM spread across the country; six such Adalats are normally held in places with large concentration of ESM population.
In contribution of the sacrifices made by the martyrs, war-wounded, Ex-Servicemen and their dependents, the DGR marks December 7 every year as the Armed Forces Flag Day (AFFD) when the nation remembers its veterans and generously contributes to the Flag Day Fund.
------------------------------------------------------------------------
The Department of Ex-Servicemen Welfare (ESW), functioning under the Ministry of Defence, completes five years of its existence next week. Set up on September 22, 2004, the department caters exclusively to the rehabilitation and welfare of about 21 lakh Ex-Servicemen (ESM) population and another five lakh ESM widows. Nearly 60,000 ESM are added to this huge number every year, largely due to perhaps the highest attrition rate in any organized sector among the Armed Forces in order to retain a youthful profile of the fighting forces, their primary task. Taken together with ESM dependents ranging between 50-70 lakhs, the Department of ESW shoulders responsibility of the welfare of roughly one crore population of ESM and their dependents.
The Department of ESW achieves its objectives through its three attached offices, consisting of the Directorate General of Resettlement (DGR), the Kendriya Sainik Board (KSB) and the Ex-Servicemen’s Contributory Health Scheme (ECHS), besides coordinating with the Principal Controller of Defence Accounts (PCDA), Allahabad. In January 2008 the Department of ESW came to be headed by a full-fledged Secretary-level officer, underlining the government’s commitment to the concerns of the huge ESM population. Besides helping the veterans resettle in a suitable second career, the department provides healthcare and ensures timely payment of benefits and pension to the ESM and their dependents.
The Directorate General of Resettlement (DGR) is the first avenue for the Services personnel on the verge of superannuation. It imparted training to over 34,000 officers and Persons Below Officer Rank (PBORs) during 2008-09 besides granting jobs to 51,000 ESM and securing placement for another 30,000 ESM in DGR-sponsored security agencies last year. The DGR, being the nodal agency for resettlement of ESM, has in recent years tied up with reputed management institutes to offer post-graduate diplomas to Services officers. It runs several successful ESM reemployment programmes including the popular Mother Dairy Milk and Fruit and Vegetable booths, placement in empanelled private security agencies, coal tipper scheme, allotment of army surplus vehicles, management of CNG stations and toll plazas under the NHAI and sponsoring ESM for the allotment of 8 percent quota of LPG, petrol pump and kerosene outlets reserved for wartime/peacetime widows and disabled soldiers. Last year 287 Mother Dairy outlets were allotted to ESM/dependents sponsored by the DGR. The DGR’s stupendous success in the placement of ESM in security agencies can be gauged from the fact that the number of ESM employed jumped from over 27,000 in 2007 to over 40,000 in 2008 while another over 17,000 have been successfully granted placement this year till May, 2009.
The Kendriya Sainik Board (KSB), the apex body for the welfare of war-wounded and other Ex-Servicemen (ESM), keeps in constant touch with the large ESM community, fulfilling their needs and aspirations through the 32 Rajya Sainik Boards and 355 Zila Sainik Boards spread across the country. KSB doles out about Rupees 7 crores aid every year to ESM, widows, children and orphans through welfare schemes out of the Armed Forces Flag Day Fund, which includes the Raksha Mantri’s Discretionary Fund ranging between Rs.5,000-1,25,000. The government recently amended the eligibility to include ESM up to the rank of Havildar and equivalent in the Navy and Air Force under the scheme. In another major initiative the KSB has in recent years replaced the crude motorized tricycles with the new modified 4-wheeled Honda Activa scooters distributed free of cost to the disabled ESM. The KSB also provides funds to the Red Cross Society, Cheshire Homes and Military Hospitals for the treatment and care of ESM and their wards and administers the award of more than 3,500 Prime Minister’s scholarships every year to wards of ESM.
The Ex-Servicemen’s Contributory Health Scheme (ECHS) is another big success story in the Department of ESW’s endeavours and concerns for the ESM welfare. Founded in April 2003, the ECHS today has a vast network of 2,267 polyclinics, its membership jumping nearly ten-fold, - from 3.5 lakhs in 2005 to over 30 lakhs. ESM with disabilities who had to travel long distances to the Artificial Limb Centre, Pune, are now getting such medical aid from about 150 Central Government Health Scheme (CGHS) -empanelled centres across the country. The government has also hiked ECHS allocation from Rs. 82.85 crore in 2004-05 to Rs. 690 crores in the current financial year. The Department of ESW further proposes to include soon the Nepal-domiciled Gorkhas, who continue to receive medical aid from the Armed Forces Flag Day Fund, under the ECHS and has given ‘in principle’ approval for setting up a Pension Payments Office (PPO) in Butwal, Nepal.
But all efforts and welfare schemes would come to a naught if the ESM does not get his monthly dues on time. The Principal Controller of Defence Accounts (PCDA), Allahabad is the nodal office, handling pension for about a whopping 17 lakh ESM and dependents through banks, treasuries, Pension Disbursing Offices besides the vast postal network all over the country. The government has recently issued instructions to issue simultaneous notification of Service and Disability Pension to avoid delays in release of the latter. Unmarried daughters over 25 years of age and widowed/divorced daughters dependent on the ESM have now been granted family pension and several other steps to support the ESM dependents have been introduced. Other major initiatives include, - hiking minimum pension from Rs. 1,913 to Rs.3,500 pm, removal of linkage of full pension with a qualifying service of 33 years from Jan.01, 2006, commutation of pension increased, gratuity hiked from Rs.3.5 lakhs to Rs.10 lakhs and special family pension hiked from Rs.2,550 to Rs.7,000 pm. The government has also improved pension for Ex-service personnel, besides benefits accruing out of the Sixth Pay Commission including Military Service Pay to Armed Forces personnel and awarding a higher separate Pay Bands for officers of the rank of Lt. General and Lt. Colonel, or equivalent, respectively. Additional pension has been granted in varying range for elderly pensioners, with the government granting cumulative benefits of Rs.2,144 crores to the men in the three Services and the ESM.
Pension Adalats have been a tremendous success in settling disputes related to ESM spread across the country; six such Adalats are normally held in places with large concentration of ESM population.
In contribution of the sacrifices made by the martyrs, war-wounded, Ex-Servicemen and their dependents, the DGR marks December 7 every year as the Armed Forces Flag Day (AFFD) when the nation remembers its veterans and generously contributes to the Flag Day Fund.
RECONCILIATION OF WRONGFUL DEBIT OF AMOUNT/ATM FAILURE : TIME LIMIT PRESCRIBED
THE FOLLOWING INFORMATION IS POSTED FOR THE BENEFIT OF ALL VETERANS:-
---------------------------------------------------
The Reserve Bank of India, have issued guidelines for reconciliation/crediting of amounts on account of
failure of ATM machines(WRONGFUL DEBIT OF AMOUNT), by the concerned banks to the customers, within a timeframe OF 12 DAYS, from the date of receipt of complaint from the customer. Failure to do so by the banks will attract a penality of Rs.100 per day.
For detailed guidelines, CLICK HERE FOR RBI CIRCULAR ON THE SUBJECT
---------------------------------------------------
The Reserve Bank of India, have issued guidelines for reconciliation/crediting of amounts on account of
failure of ATM machines(WRONGFUL DEBIT OF AMOUNT), by the concerned banks to the customers, within a timeframe OF 12 DAYS, from the date of receipt of complaint from the customer. Failure to do so by the banks will attract a penality of Rs.100 per day.
For detailed guidelines, CLICK HERE FOR RBI CIRCULAR ON THE SUBJECT
GRIEVANCE REDRESSAL MECHANISM IN BANKS : ORDERS OF RESERVE BANK OF INDIA
THE FOLLOWING IS POSTED FOR INFORMATION OF ALL VETERANS:-
------------------------------------------------
Lodge A Complaint/Grievance:
Orders are in place for dealing with the grievances of the customers of the banks. The details of the Grievance handling officers alongwith the telephone numbers are prominently displayed at all banks.
For detailed information, CLICK HERE FOR RBI CIRCULAR ON THE SUBJECT
-------------------------------------
------------------------------------------------
Lodge A Complaint/Grievance:
Orders are in place for dealing with the grievances of the customers of the banks. The details of the Grievance handling officers alongwith the telephone numbers are prominently displayed at all banks.
For detailed information, CLICK HERE FOR RBI CIRCULAR ON THE SUBJECT
-------------------------------------
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